| Colorado Health Insurance Expert Says There May be Better ...
An individual health insurance policy may be a better alternative than electing COBRA coverage, according to Colorado health insurance expert Michael Horvat, founder of Healthquotes.com. Under COBRA, the former employee is responsible for up to 102% of the premium, whereas they likely paid only a fraction of the premium as an active employee. Care should be taken to choose the best individual policy given the former employee's unique situation. Colorado Springs, CO (PRWEB) April 26, 2007 -- Employees in Colorado who lose their jobs may want to consider an individual health insurance policy as an alternative to continuing their former employer's group policy through COBRA. "While the decision to participate in COBRA depends on multiple factors -- such as pre-existing conditions and the length of time someone will be out of work -- the cost of COBRA coverage is often surprising," according to Healthquotes.com founder Michael Horvat, who has over 28 years of experience as a Colorado health insurance broker.
Managing health care costs takes team effort
Health insurance may be more expensive than many employers or workers care for-but don't think that going to a single-payer universal health care system is the answer. That's the position of the Southwest Virginia Association of Health Care Underwriters (SWVAHU), the parent North American Healthcare Underwriters and other trade groups, who are circling the wagons in anticipation of a fight over universal coverage for all Americans. That could come after the 2008 presidential election, especially if a Democrat is elected. Hillary Clinton has made universal health care coverage a major campaign issue-she was once stopped in her tracks while heading up an exploratory committee on the topic while her husband was president, but will be much harder to stop if she is the president. Several brokers who work as a liaison between heath care underwriters and employers in the Blue Ridge Region say there are better ways to hold down costs than universal health care, which could be government-administered and leave many in their industry out of a job.
US should establish initiative to mobilize health workers to ...
HIV/AIDS is "essentially the black death of the 21st century, killing on a massive scale and threatening to cripple economies and topple governments," Fitzhugh Mullan of George Washington University's Department of Health Policy writes in a commentary in the Feb. 21 issue of the Journal of the American Medical Association. According to Mullan, the "sheer volume of health workers needed to tackle" HIV/AIDS and the "health systems to support their work" are "off the scale of any previous public health campaign." This issue is "compounded by the impoverished nature of the health systems in many countries where HIV/AIDS is rampant and, in particular, by the critical shortage of physicians, nurses and other health workers in these nations," Mullan writes, adding that there can be "no meaningful response to HIV/AIDS without sufficient health workers to plan, implement and sustain the effort." According to Mullan, the U.S.
British pubs face smoking ban "shock"
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